Facts About Short Term Disability Insurance in Martinsburg, WV and Marietta, OH
Most Americans are well aware of the importance of life and health insurance coverage. Unfortunately, they do not consider the prospect of being severely injured or ill, which results in disability. The following people need to consider being covered by short-term disability insurance in Martinsburg, WV, and Marietta, OH : l Breadwinners with dependents l Self-employed individuals l Small business owners l Professionals with specialized skills l Individuals desiring replacement of their income l Individuals working in hazardous conditions It is most important to contact the employer to know whether there is a prospect of obtaining an employer-sponsored disability insurance policy, known as a group insurance plan. In the absence of employer assistance, one may go ahead and buy an individual policy. This may come with a higher premium but provides more customization. It is interesting to know that this particular insurance policy provides coverag...